Terms

What we do

We arrange finance against cars. Where the agreement is entered into wholly or predominantly for the purposes of a business it is unregulated and we arrange it ourselves. Where it is a regulated consumer agreement it is arranged through an FCA authorised broker partner, and that firm is responsible for the regulated activity. We are an independent finance company. We are not a lender, we are not a dealer, and we do not sell cars.

Regulatory position

We are not authorised or regulated by the Financial Conduct Authority. The agreements we arrange fall outside the regulated consumer credit regime, which means the statutory protections attaching to a regulated consumer credit agreement do not apply to them. Consider that before signing anything.

We do not arrange regulated consumer credit. If the borrowing is for personal use, or below the threshold above, we are not the right firm.

Figures on this site

Every payment figure published here is arithmetic computed from a published list price using stated assumptions about deposit, term and rate. Figures are indicative, they are not an offer, and no lender has assessed your circumstances. A real quotation depends on the car, the deposit, the term and the view a lender takes of the closing value.

Specifications are published for identification and are taken from manufacturer figures and marque references at the time of writing. We check them but we do not warrant them.

Trade marks

Pagani is a registered trade mark of Pagani Automobili S.p.A., and the Pagani model names on this site are trade marks of Pagani Automobili S.p.A. This site is not affiliated with, endorsed by, sponsored by or authorised by Pagani Automobili S.p.A., by any Pagani financial services business, or by any Pagani dealer. Marque and model names are used solely to describe the cars against which we arrange finance.